Monday, November 23, 2009
My 71 year old mother had her fist car accident a few days ago. It was not her fault it was the fault of a teenage girl driver, she literally just left the parking lot from getting her driver's license. She hit my moms car broadside. Damaging her drivers door and the driver passenger side door. Mom bought her '99 Protege brand new and it only had 76,000 miles on it. She babied this car never allowing anyone to eat in it, she vacuumed the carpet all the time and kept it well maintained. The insurance company sent their claims inspector out to her house today, only to tell her they were going to have to total her vehicle. The real slap in the face is they will only be giving her $4200.00 for this vehicle. The chances she will be able to purchase a vehicle for this amount with the same low mileage and condition is slim. My mother is retired and lives on a fixed income, she can not afford a car payment. How is this fair and just to her? You have a impeccable driving record, keep your vehicle well maintained and cared for, only to have an insurance company rob you.
If anyone out there has any suggestions for my mother, please let me know. Mind you we are all thankful no one was hurt in the accident. We also understand it was an "accident". Accidents happen in life, that is why we have insurance.